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The All in One Cash Back Plans
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There are two types of the All-In-One Cash Back plans i.e. Cash Back Deluxe plans and Cash Back Basic plans which are split into four plans namely Jupiter, Uranus, Venus & Neptune
Salient features of the Cash Back Plans
| FEATURE | DESCRIPTION |
| Casket: | The casket is dependent upon the chosen plan. |
| Grocery Allowance: | Payable upon the death of a covered life. The grocery allowance payable for children aged below the age 14 is a percentage of the amount payable to the policyholder as stated in the terms and conditions. |
| Cash in lieu: | Payable if the life assured utilises services from another service provider. |
| No Claims Bonus: | Payable after the first 5 years provided no claims against the policy have been made during that period and the policy has never exceeded 60 days grace period without payment of premiums or any given time during the 5 year period. |
| Loyalty Card: | All policy holders of the All-In-One Cash Back Plans are entitled to a loyalty card. |
| Covered Lives: | The product covers 4 adults and a maximum of four children under the age of 18 are covered for free. Additional dependants can be added on at an extra premium. |
| Waiting period: | The waiting period for this product is 3 months, only claims as a result of accidental death will be honoured during the waiting period. Waiting period for death by suicide is 2 years. |
| Grace Period: | A grace period of 2 months will be given if a premium is not received on the due date. If premiums are not received during the grace period, the policy will lapse once the grace period elapses. |
| Minimum and maximum entry age for the policyholder: | Minimum entry age is 18 age last birthday and the maximum entry age is 65 age next birthday. |
| Minimum and maximum entry age for dependants: | Minimum entry age isfrom birth in the case of children and other dependants. Children are covered up to the age of 18 or 23 if attending tertiary education. Maximum entry age for other dependants is 80 age next birthday |
| Premiums: | Premiums are due on the 1st day of every month. |